Help center
Frequently Asked Questions
Straight answers so you can use the tax and MP2 calculators with confidence.
Income Tax Calculator
What is the PH Tax Employment Calculator?
It’s a free tool that helps employees estimate income tax and common contributions from their salary in the Philippines—so you can see a clearer picture of take-home pay.
How does the calculator work?
You enter gross salary plus any bonuses or allowances and deductions (like SSS, PhilHealth, and Pag-IBIG). The tool applies Philippine tax brackets to estimate your tax.
What inputs do I need?
- Gross monthly salary — income before deductions
- 13th month pay — if you want it included
- Other bonuses/allowances — optional extras
- Deductions — SSS, PhilHealth, Pag-IBIG, and similar items
Is it updated with the latest tax rules?
Yes—we keep the calculator aligned with current BIR rates and regulations. Always verify critical decisions on the BIR website.
Are the results official or legally binding?
No. Results are estimates for personal planning only—not a BIR document. Consult a tax professional for formal advice.
Is my information secure?
Yes. Calculator inputs are for your session and are not stored or shared by Utility PH for marketing.
Pag-IBIG MP2 Calculator
What is the MP2 Pag-IBIG Calculator?
It estimates potential earnings from Modified Pag-IBIG II (MP2) based on your contributions over the typical 5-year maturity period.
What is the MP2 program?
MP2 is a voluntary Pag-IBIG savings program that usually offers higher dividends than regular savings. It’s open to active members and eligible retirees, with a 5-year term.
Is there a minimum contribution?
Yes—usually ₱500 per month minimum. There’s no set maximum; contribute what fits your budget.
Is the dividend rate guaranteed?
No. Rates depend on Fund performance. MP2 historically aims to outperform regular savings, but past rates don’t guarantee future returns.
What happens after 5 years?
- Withdraw your savings plus dividends, or
- Re-enroll in MP2 for another term