Built for Filipinos

Know your money in minutes

Estimate take-home pay and Pag-IBIG MP2 growth with free calculators—clear, fast, and private. No signup.

Instant results 100% free PH tax rules

Salary tax

Withholding tax, SSS, PhilHealth, Pag-IBIG—see what lands in your account.

MP2 savings

Project 5-year dividends from monthly or lump-sum contributions.

Private & free

No account needed. Your numbers stay on your device.

Our tools

Start with a calculator

Most visitors check salary tax or MP2 first—pick yours and get an estimate in under two minutes.

Simple process

How it works

Three steps from question to answer—designed for quick decisions.

1

Choose a tool

Salary tax for payday planning, or MP2 for long-term savings.

2

Enter your numbers

Only the basics—gross pay or contribution amount and frequency.

3

Review & compare

Adjust inputs to test job offers, raises, or savings goals.

Ready to see your numbers?

Join thousands of Filipinos using Utility PH to plan salary tax and MP2 savings—free, private, and instant.

Questions before you calculate?

Browse FAQs on tax brackets, MP2 dividends, inputs, and privacy.

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